Financial Elder Abuse

I AM AN ELDERLY, DISABLED AND TERMINALLY ILL VETERAN IN MY 60'S. ALTHOUGH I HAVE A CERTIFICATE OF ELIGIBILTY FOR A GUARANTEED LOAN VIA VETERANS AFFAIRS/ADMINISTRATION AND DID NOT NEED TO QUALIFY FOR ANY ALTERNATIVE FUNDING METHODS BY THE "SELLER" WHO WAS ACTING AS A DEALER IN PROVIDING MANUFACTURED HOMES FOR SALE AND SELL IN RIVERSIDE COUNTY CALIFORNIA. THIS COMPANY NOT ONLY CLAIMED THAT I DID NOT MEET THE CONVENTIONAL LENDING CRITERIA AND PRETENDED TO EXTEND A LOAN TO ME FROM THE COMPANY THE INTEREST RATE WAS 12.5 PERCENT (WHICH AMOUNTS TO USARY AND VIOLATES THE LAW OF LOAN SHARKING) THE VALUE OF THE HOME THEY SOLD ME WAS 30,000 LESS THAN THE PRICE THEY CLAIMED WAS THE VALUE AND COST OF THE HOME. THEY ADVERTISE IN LOCAL CIRCULARS 1/2 OF THE AMOUNT THEY WERE EXTORTING FROM ME, I NEVER SIGNED ANY DEEDS YET ONE WAS RECORDED 3 MONTHS AFTER I MOVED INTO THE HOME AND AFTER THE CLOSE OF ESCROW, I NEVER DID CHOOSE THE INSURANCE PROVIDER THEY GOT A QUOTE FROM WITHOUT MY CONSENT THEY INITIATED A POLICY WITH THIS COMPANY AND AFTER REVIEWING THE POLICY--- IT DID NOT PROTECT MY INTEREST NOR DID IT PROTECT ME AGAINST ANY LOSS, THE INSURANCE WAS NOT IN MY BEST INTEREST OR MY INTEREST WHATSOEVER. I ALSO HAVE HAD MY IDENTIY AND FAMILY IDENTITY (ESTATE AND INHERITENCE RIGHTS) HAVE BEEN BREACHED AND VIOLATED BY THE COMPANY AND ITS AGENTS WHO NOW ARE CLAIMING TO BE AN HEIR OR SOME TYPE OF RELATIVE/BENIFICIARY OF MY ESTATE. I SIMPLY ASKED THE COMPANY TO PROVIDE ME WITH A CONTRACT THAT I COULD READ AND INTERPRET A CONTRACT CLEAR AND CONSISE WITHOUT AMBIGUITY OR TERMINOLOGY THAT APPEARS TO BE COMMON EVERYDAY TERMS BUT LEGALLY MEAN SOMETHING VERY DIFFERENT, I ALSO REQUESTED A CONTRACT IN WHICH I NOT ONLY COULD AGREE TO TERMS BUT I COULD ALSO NOT AGREE TO OTHER TERMS AND THOSE ISSUES WOULD BE WORKED OUT FAVORABLY FOR BOTH PARTIES BUT DEFINETELY NOT TO BE COERCED AND SCAMMED INTO SIGNING DOCUMENTS I DID NOT UNDERSTAND, DID NOT HAVE TIME TO REVIEW BEFORE SIGNING AND DID NOT INTEND TO GIVE ANY MORE CONSIDERATION THAN NECESSARY TO ACHIVE THE NECESSITY OF SHELTER. ULTIMATELY ROBBED OF MY CREDIT, MY MONEY THAT WAS EXTORTED AND INTEREST PAID ON A LOAN NEVER GIVEN AND NEVER FUNDED BY ANYONE OTHER THAN MYSELF.... AS ESCROW SHOWS THE ONLY DEPOSITS WERE ALL FUNDS GIVEN BY ME AND THE SECURITY AGREEMENT WAS LIQUIDATED AND ACTUALLY FUNDED THE LOAN THUS I GAVE THE SECURITY AGREEMENT AND THAT SECURITY FUNDED THE TRANSACTION THUS ALL PAYMENTS SHOULD HAVE BEEN RETURED TO ME THE CREATOR AND CREDITOR OF THE TRANSACTION

Please, everyone with elderly parents, PROTECT THEM !!! Our family is currently involved in several lawsuits due too the fact that our sibling has been exploiting our elderly parents for years, without our knowledge. Now everything is his and we are using the last of my Mother's money (my Father has passed) to fight him to get what is due our Mother. We feel the biggest exploitation is the "system". We have called so many agencies to help us, to no avail. We are quickly running out of money, no one will help and my Mom will be 90 yrs old in Dec and there does not seem to be an end in sight. If ANYONE knows someone that can help us, please do not hesitate to contact us. We will soon be desperate.

My 82-year-old father has a 62-year-old girlfriend that has been taking advantage of him financially and has been verbally abusing him. The family has done everything in our power to keep her away but she keeps coming around, and my father, even though we told him what she has been doing, continues to allow it. I don't know if he has dementia or she is somehow brain washing him. We do not know what to do.

A family member has engaged in a series of surreptitious actions that has caused my Mother to grant them a Power of Attorney; change her will to the benefit of their children; and caused her to unknowingly file a restraining order against her caregiver with the intent to cause her to move from her home in Florida to Pennsylvania where they live. In doing so, my Mother was left without proper care that put her in danger of physical and psychological injury.

Kidnapping at Savannah’s “hospital with a soul”

I rescued my aged mother, Kingsley Hubby, to Savannah from Connecticut, where she was relentlessly abused and exploited through the state’s probate courts, which allow elders to be imprisoned in their homes and nursing homes while their estates are attacked. It’s called “granny snatching.”

What Mom was rescued from

Kingsley’s loving caretakers were fired for trying to protect her. Verbally abused with her household full of threats and intimidation, her friends banished, Kingsley spent days in isolated torment, oft found on the floor in the morning, neglected at night.

The life she loved to lead of friends in for Scrabble, supper, wine and the crocodile guy on TV was turned into a living hell by those who seized power over her. Symbolizing how they felt for Kingsley, her once lovely house was allowed to deteriorate from water rot, all this without interference by the courts in deference to the powerful.

In the CT granny snatching system, abductions are resorted to, including from New York, Michigan, and now Georgia, with Kingsley Hubby’s kidnapping from St. Joseph’s, the hospital with a soul it says on the billboards.
Connecticut’s granny snatching system is so disastrous that Yale Law Professor, John Langbein, advises elders with money to establish residency in other states.

Because Kingsley was withdrawn from protection of law, there was no chance of restoring humane treatment, commanding me to rescue Mom aboard a medical bus for Savannah, where as a staff physician, I admitted her to St. Joe’s as a way station for an emergency guardianship hearing.

With fury I’d let the public know the hospital’s “cardiac institute” didn’t have any cardiologists in it, hospital officers allowed Kingsley’s pursuers to seize her in secrecy from her physicians at 2:30 AM February 29, 2012. This blocked the guardianship hearing from opening so she could be returned to CT for more torment as her estate was accessed.

The federal kidnapping stature

Kingsley’s abduction satisfied all elements of the federal kidnapping statute in that she was taken against her will; across state lines; knowingly in a clever middle of the night seizure; to raid her estate.

The door had to be opened

For Kingsley to be kidnapped at 2:30 AM her abductors had to be allowed in the door when properly run hospitals are locked tight.

As officials shunned their duty to prevent the catastrophe of handing an elder to her abusers, Kingsley was tossed in a motel for two hours, then flown back to CT to keep her from rescue at probate court that very day.

The legal authority relied upon was a living will that provided power only to turn off machines were Kingsley was terminally ill or irreversibly comatose. She had neither condition. Even if there were a legal authority—and there wasn’t--- end of life instruments mustn’t be used against elders who crafted them. And no legal instrument may block a judicial hearing called to consider an elder’s mistreatment.

Human baggage

An exhibited artist at the Lyme Museum, world class cook, who did repairs and started cars on cold mornings, solver of London Times crosswords, tremendous friend, wonderful wife to Frank Hubby and mother, Kingsley was treated as human baggage at an institution portraying itself as valuing human life.

In Kingsley’s ejection from hospital, no due diligence was performed to learn conditions that warranted her rescue, nor was there pretense of caring for her as a human being, thrown into prison like conditions 1000 miles away from her only progeny who loved her. Anguished for months, Kingsley died of a broken heart December 4, 2012, whereas she may have survived considerably longer if placed in a safe, supportive and loving environment arranged for her.

For Kingsley’s seamless journey to Savannah in a medical bus, with monitoring of vital signs and comfort care, an attempt was made to obtain a permanent restraining order to keep her from ever seeing me again.

With help by one of Connecticut’s great lawyers, Jeremiah Donovan, the effort was defeated, but not without the presiding judge erroneously stating I saw Mom only twice a year (the judge was referring to other relatives). Whereas, as terrible behaviors against Mom exploded, I literally commuted to Connecticut to ward off harm imposed upon her.


President Obama was wrong

In 2011, President Obama wrote: “We are not a nation that locks up its citizens without charge” but in the granny snatching system, elders are locked up without charge.
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Marilyn Plank, in her eighties, was seized from her farm in Michigan and flown to Connecticut, where Greenwich probate court placed her under a guardianship. Though not a citizen of that state, she was imprisoned in a locked facility that charged her $9,000/month while multiple lawyers billed $300-400/hour. It took upwards of a year to free Marilyn.

No hospital that allows

Although officers of St. Joe’s didn’t realize it, a kidnapping is the taking of the life the victim wishes to live. But the officers claimed to decide Kingsley Hubby didn’t have the right to be free from abuse and neglect; and must be returned to imprisonment in Connecticut, no matter the suffering to come.

No hospital that allows an elder to be placed in a cauldron of mistreatment may be considered wholesome until the public is told why policies bearing on patient safety were thrown over; until the hospital board is re-constituted for giving tacit approval of what was done to Kingsley Hubby; the leadership and culture permitting the kidnapping is replaced; apology is made to staff for the black mark placed on the hospital; and safeguards are instituted to prevent a kidnapping from ever happening there again.

What will it take for Connecticut to be safe?

With husband Frank, Kingsley put down roots in Connecticut in the late 1940’s and assumed she’d be kept safe, but her life and security were sacrificed for pieces of silver in a zone carved by government, where law and constitutional rights don’t apply.

As long as Connecticut elders are subject to kidnappings, imprisonment, and plundering of their estates, they will never be safe until the governor, attorney general, legislature, business and religious leaders, the legal fraternity and celebrities, who live in Connecticut with blinders on, end their slumber and demand iron clad reform.

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Please don’t forget Kingsley Hubby and root for a change in Connecticut and at St. Joseph’s Hospital where hardness of heart has taken hold. And please help Marjorie Partch save her mother, locked in a Connecticut nursing home, by contacting Bring Dorothy Home on the Web or Facebook.


PS: I do have photographs that make the above story so much more enjoyable.

Ben Hubby MD
Savannah GA
hubby@ix.netcom.com
912 352 1088

I am investigating financial elder abuse for my father. He passed away in Clermont, FL, on Nov. 4, 2013. After his death, we learned that his caretaker stole thousands of dollars from his 2 checking accounts. She got survivorship on one of the checking accounts 6 weeks before he passed away even though he had his son as the power of attorney. With the second checking account, she forged checks. In addition, she used both of his credit cards to make unauthorized purchases on Facebook. Finally, she talked him into buying a new car and putting her name on the title. After reading the “Signs of Financial Elder Abuse” on this website, our family believes she committed 9 of the 15 signs. We would appreciate any advice you can give us.