Ok. So one of our readers, Scott, asked a great question in his comment on my first United Healthcare (UHC) Settlement post. To paraphrase, he asked how you’re supposed to handle dependents for this settlement if you’re the policy holder and you had claims for dependents.
Hey—I’m in the same boat! And I’ve already submitted my request for my information (January 1, 2002 to May 28, 2010 only)—but under MY policy number only. Another “oh crap!”moment in this process. So here we go…
Upon scanning the FAQ’s for the UHC out-of-network settlement, I see this one:
(Note: the FAQ’s are not on the unitedUCRsettlement.com website—that would be too easy; they’re over at the Claims Administrator’s website, berdonclaims.com)
Q12: I am a primary insured. Should my claim have information for the medical services and supplies I personally used, or those used by my family (myself and the dependents listed in my coverage)?
A: You need to submit one claim form for each Insurance Policy ID number. Your claim should include information for all family members covered by your policy.
Hmm. Ok. So the next question is…
What are the Insurance Policy ID numbers for all of my dependents? Do I have them? Where do I find them?
Lucky for me, I’m anal-retentive when it comes to saving files. I hate paper. I hate clutter. I love CYA (“cover your ass” for those of you in the dark on that one). So I go Read the rest of this entry »
If you’re wondering how some of those big-name insurance companies figure out out-of-network medical fees, look no further than the Aetna website; better yet, read on—we did the search & click for you…
We blogged about the company Ingenix being a part of UnitedHealth. Aetna does disclose the relationship between UHC and Ingenix and the recent settlements with the NY Attorney General’s office. It won’t increase how much reimbursement you’ll get on your out-of-network medical expenses, but hey, at least they’re upfront about it. Read the rest of this entry »