Posts Tagged ‘ United Healthcare ’

United Healthcare Out of Network Settlement – Progress Update

June 7th, 2010. By AbiK

Ok. So one of our readers, Scott, asked a great question in his comment on my first United Healthcare (UHC) Settlement post. To paraphrase, he asked how you’re supposed to handle dependents for this settlement if you’re the policy holder and you had claims for dependents.

Hey—I’m in the same boat! And I’ve already submitted my request for my information (January 1, 2002 to May 28, 2010 only)—but under MY policy number only. Another “oh crap!”moment in this process. So here we go…

My UHC Out of Network Settlement Experience: DAY 2

Upon scanning the FAQ’s for the UHC out-of-network settlement, I see this one:

(Note: the FAQ’s are not on the unitedUCRsettlement.com website—that would be too easy; they’re over at the Claims Administrator’s website, berdonclaims.com)

Q12: I am a primary insured. Should my claim have information for the medical services and supplies I personally used, or those used by my family (myself and the dependents listed in my coverage)?

A: You need to submit one claim form for each Insurance Policy ID number. Your claim should include information for all family members covered by your policy. 

Hmm. Ok. So the next question is…

What are the Insurance Policy ID numbers for all of my dependents? Do I have them? Where do I find them?

Lucky for me, I’m anal-retentive when it comes to saving files. I hate paper. I hate clutter. I love CYA (“cover your ass” for those of you in the dark on that one). So I go Read the rest of this entry »

Tags: out of network charges, UHC, UHC Settlement, United Healthcare
Posted in Drugs/Medical, Emerging Issues | 25 Comments »

Join me as I Submit my United Healthcare Out of Network Claim

May 26th, 2010. By AbiK

The much-anticipated Notice of Proposed Settlement for the United Healthcare (UHC) class action lawsuit about Out-of-Network (OON) charges being improperly reimbursed has finally landed in my mailbox—perhaps yours, too.

Chances are, if you’ve received the UHC OON settlement notice, you glazed over it and tossed it aside while simultaneously feeling some sort of nagging inside—that nagging you feel when you know you should do something but it’s just too much of a pain in the ass to do it. Windexing the windows falls into this category as well. The difference between the windows and the UHC settlement though is that at least you KNOW how to do the windows; just try to figure out how to submit a claim for this settlement.

So I’m going to go through the process with you—yes, I’m going to fill out the paperwork and post about it so I can feel your pain and hopefully help you make sense of it all along the way. And so our little journey begins…

My UHC Out of Network Settlement Experience: DAY 1

The UHC OON Proposed Settlement in hand, I rip it open to find a sea of text that immediately starts to confuse me. It’s not the lawsuit I’m confused about—we’ve followed the AMA v. UHC class action. It’s what the heck I need to do now. So I force myself to read the hideously dense serif text and here’s what I need to do:

1. Ask myself, was I a United Healthcare Subscriber…

at all between March 15, 1994 through November 18, 2009? Ok, yes, I was.

2. How long do I have to submit a Claim Form for this?

(i.e., how long can I procrastinate?) I have until October 5, 2010 to submit a UHC settlement Read the rest of this entry »

Tags: OON, out of network, Out of Pocket, UHC, United Healthcare
Posted in Drugs/Medical, Emerging Issues, Insurance, Settlement | 231 Comments »