Hartford Denied Long Term Disability Lawsuit

Dealing with the Hartford now. They Denied my appeal after 7 months of waiting. States case Closed so I get one appeal ? I send 4 letters from Primary care phy. to mental heal phy. they basically used the same exact method that I have seen already posted or read about. I was an employee at this company for 14 years and even my uppers seen and heard my attacks and told me oh honey you need to go on short/long term disability I have just watched you go down hill over the past couple of years and its getting worse, did a FCT and seems HARTFORD has no documentation of that. It's already hard enough to admit to yourself that things are about to change drastically for you, this other mess that they put you through is a whole different beast.

I have applied for my long-term disability insurance from Hartford, I have received delays, excuses and very poor customer service. I received a call from the person handling my claim this morning requesting that I request all medical records from my doctors and fax them over to him by August 12th or the claim will be denied. they have had the authorization from me to gather these records for over a month and a half and have failed to do their job. I have spoke to each of the medical facilities and one is waiting for payment from Hartford before they release information two have already forwarded the records they have requested over to them and the other has sent a copy of the records they already provided them over to me to forward to them as well. it appears Hartford is doing everything they can to deny my claim and not have to pay me.

I am currently in the appeal process with The Hartford. Natter paying my LTD benefits for nearly ten years, I got sent to their doctor and wow, I can work and there go my benefits. I have several medical and mental illnesses. All of my doctors say there is no wash I can work. So, I have an awesome attorney and am confident we will prevail. I don’t know how those folks sleep at night, no conscience, no compassion....making already very ill folks feel worse.

I was denied my long term disability after they accepted it.. Denied.. I appealed.. Accepted.. Denied.. I worked for The Hartford.. In April of 2015 a ups truck pulls up with a form that says I'm terminated due to my leave of absence dated 2/20/2015.. This is APRIL 2015.. They retro terminate me back to February 20th 2015. Denied again.. Lose all health benefits.. All benefits retroactively.. I appeal.. June 2015 Overturned accepted.. I receive notice my dad is with hospice and is dying August 2015 and I'm to go to him No. CA .. He passes on Sept 23 rd 2015 in my arms.. I get back end of Oct 2015 and receive a final denial notice.. Unless I can go to Dr. and supply same info I had already given them.. When I had no more benefits and no money to go get the paperwork I needed from Drs.. They finally denied me again.. I just found paperwork that helps me to see the full picture now.. I was setup by the Hartford.. My monthly LTD was supposed to be 14,800.00 a month as I chose AND paid for 7X my wages.. They simply did not want to pay me this amount.. In fact they arranged it so I was terminated back to the short term disability date.. Even for the year my claim was accepted for LTD I never received a check for more then 2000.00 a month ?? I supplied them with everything they asked for even a SS denial letter.. I have titanium rods and pins in my back and plastic disks in my neck.. I was retroactively dropped of my medical back to Feb 2015 and was on major pain meds from a pain specialist and everything just stopped.. I have lost everything.. Am in constant pain.. Had to cash in my retirement and am ready to just give up.. I paid extra out of my paycheck to make sure my children wouldn't have to care for me and I'm just devastated.. Can any one help? Is their a statute on sueing..? I believe I have a strong case.. Its clear with all the different dates, I have 3 different termination dates depending on which benefit they are trying to cheat me out of.. I have conflicting acceptance/ denial letters etc.. Its very clear to me now looking back that I was setup and treated unfairly as well as unlawfully.. I've never heard of anyone being fired for leave of absence when on LTD ?? Please help me ??

I am currently experiencing delays and unbelievable poor customer service. I've only received 3 payments since mid October. My short term disability is suppose to allow me to have no worries while I get back to good health. I've been hung up on and made mockery of. My documents were sent to them December 5, 2017 and they allege they haven't received them. The last payment was broken up. The one pror took about 18 days to receive. As of now, it will probably be 3 weeks before I get another payment. I can't pay co-payments with no money. This has been the very worst experience imaginable. 12-13-2017

Trying to get hartford to do anything is like pulling your on teeth they could careless about you or your family they are the slowest and most incompetent set of people I know I would not recommend them to any business or to any individuals for anything go with a Smaller company State farm any of those companies hope this one goes out of business for all it's put my family and I through!!!

I am on ssdi and Hartford through being disabled did pay std and ltd in 2009 this year started sending me packets that they want me to to have packects filled out by my medical doctors saying im still disabled or they are threatening not to carry the life insurance policy which states through my old company as long as im disabled my Hartford can not drop my life insurance policy. Ive been disabled since 2007 this year is the firsst time they have done this and i have already been through an ssa review which declared disabled my doctors are saying its irrational that Hartford is asking for you to go through a review with them im on ssdi. Doctors never heard of a thing and hartford states on paper work i release for them to use my information no privacy act doctors wont fill it out for them. I called hartford and told them they said they have done it every year i said no i would have seen before and told them i will give them paper work from ssa on my disability. Anyone ever see this? They have no right to drop my life insurance while its on contract as long as im disabled and i am they are not allowed to drop life insurance. Now i have a lein on my ssi for state taxes when i was on ltd in 2009 and hartford they dont hold paperwork that long? 2 year battle now trying to get irs or hartford or crown castle stsing i eas on ltd in 2009. Ugghhhh just got off phone with Harrisburgh again trying to get lein ligted off credit report its stopping my credit score.