Countrywide Financial Corp Sued by Attorney Generals in Illinois and California

I did a refi w/countrywide, which was a securitized loan which means that my note was sliced and diced and sold to wall st. investors and converted into stocks, making the note a nullity forever. the bank of America acquired my loan and refused to modify it, I paid them for 8yrs before being given to Nationstar, the worst most abusive servicer on earth I attempted to modify my loan (ten times they said missing docs) afterwhich they denied me stating the owner bank of ny did not participate in mods so I wrote and asked them why and they said we don't own your loan and have no say in mods or foreclosures At that moment, two years ago I stopped paying my loan, no owner, no loan. I had a Bloomberg audit done which states that any assignment of my loan was null and void as the note was converted into stocks and the trust was paid in full. For those reasons and many others I am suing every entity that made money off of me.. if your loan was securitized the note is gone and can never be found yet the judges are allowing the foreclosure mill attys to bring in fraudulent docs and the judges are too stupid to question the validity of them if you want to learn the level of fraud and deceit and money made when we signed our notes read consumer foreclosure defense you will surely want to kill someone.

Countrywide refused to refinance the orig predatory mortgage and added thousands in fees. Refused to allow me to refi with another lender by disagreeing with home appraisal. This caused undo duress and resulted in my home going into foreclosure in 2006.

Countrywide was my lender, jumping through hoops - to save my home transferred numerous times, one servicer not knowing what previous servicer had done caused me emotional and eventually finacial suffering - BofA refused to answer my repeated written attepts to send my loan file and copy of original note to perform a forensic audit. They hung up on me and previded misinformation numerous times- the tranferred to Ssterus and QBE- cozy friends this two servicer and ins units. Recently both BofA and Ssterus changed my original loan date, original loan anount, changed product to a baloon all because Seterus finally sent a letter to me they do not have original note- making them NOT legal trustee - although both BofA and Seterus certainly have been deceptive and manipulative - also BofA, Seterus, and QBE still appear to do anything they can to make it so difficult to keep me suffering with no other reason then force one out of my home- by questionable practices - one being forced placed ins. Not responding to numerous phone calls and providing misinformation and manipulation of credit reporting due to not having followed proper notification among other (what I to believe) serious violations. -

CountryWide was a predatory lender and deceitful in maintaining secure loan information. This led to distress, loss of income, loss of home and illness.

A forced position to pay excessive fees and costs and endure the mental torture related to the survival of two refinances, two loan mitigation proceedings and a halted foreclosure four days before auction all due to original predatory loan. The results of these transactions left me with no change or in some cases a larger mortgage payment after restructure and no decrese or fixing of upcoming arm as was promised. Arm to adjust in July 2009. I have calculated expenses to exceed $40,000.