LAWSUITS NEWS & LEGAL INFORMATION
Equifax Data Breach Liability
Washington, DC: Equifax Inc, is facing several lawsuits over its recent and enormous data breach, which affects nearly half of the population in the US.
One of the largest data breaches in US history, the credit reporting agency only revealed in September that hackers had accessed about 143 million US consumers’ names, Social Security numbers and other sensitive personal information on its servers between May and July.
Lawsuits have been filed by consumers in Georgia and Oregon and more are sure to follow. The New York Attorney General’s Office has also launched its own investigation.
The plaintiffs in the Georgia class action allege a host of injuries that they have or are likely to suffer as a direct result of the breach. These include costs associated with the detection and prevention of identity theft and unauthorized use of their financial accounts, damages arising from the inability to use their PII and access to their account funds, the loss of their privacy, and potential fraud and identify theft posed by their PII being placed in the hands of criminals.
The lawsuit was filed in Atlanta federal district court, just hours after Equifax alerted the public about the data breach, seeks statutory damages under the Fair Credit Reporting Act (FCRA). Plaintiffs are accusing Equifax of having “acted willfully and recklessly because it knew or should have known about its legal obligations regarding data security and data breaches under the FCRA.”
Consumers in the Oregon class action are claiming that at least one plaintiff had already purchased third-party credit monitoring services and requested that Equifax "provide fair compensation in an amount that will ensure every consumer harmed by its data breach will not be out-of-pocket for the costs of independent third-party credit repair and monitoring services."
Published on Sep-11-17
One of the largest data breaches in US history, the credit reporting agency only revealed in September that hackers had accessed about 143 million US consumers’ names, Social Security numbers and other sensitive personal information on its servers between May and July.
Lawsuits have been filed by consumers in Georgia and Oregon and more are sure to follow. The New York Attorney General’s Office has also launched its own investigation.
The plaintiffs in the Georgia class action allege a host of injuries that they have or are likely to suffer as a direct result of the breach. These include costs associated with the detection and prevention of identity theft and unauthorized use of their financial accounts, damages arising from the inability to use their PII and access to their account funds, the loss of their privacy, and potential fraud and identify theft posed by their PII being placed in the hands of criminals.
The lawsuit was filed in Atlanta federal district court, just hours after Equifax alerted the public about the data breach, seeks statutory damages under the Fair Credit Reporting Act (FCRA). Plaintiffs are accusing Equifax of having “acted willfully and recklessly because it knew or should have known about its legal obligations regarding data security and data breaches under the FCRA.”
Consumers in the Oregon class action are claiming that at least one plaintiff had already purchased third-party credit monitoring services and requested that Equifax "provide fair compensation in an amount that will ensure every consumer harmed by its data breach will not be out-of-pocket for the costs of independent third-party credit repair and monitoring services."
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If you or a loved one has suffered similar damages or injuries, please fill in our form and your complaint will be sent to a lawyer who may evaluate your claim at no cost or obligation.Published on Sep-11-17
EQUIFAX DATA BREACH LEGAL ARTICLES AND INTERVIEWS
Equifax Breach Led to Real Life Problems says Class Action
Attorney Files Equifax Class Action Lawsuit
October 27, 2017
Atlanta, GA: Lead plaintiffs in a class action lawsuit filed in US District Court in Atlanta claim it was the Equifax breach between May and July 2017 that led to real life problems after their personal and private information was snatched from the credit reporting agency’s data bank and then allegedly used by criminals for illegal purposes. READ MORE
Attorney Files Equifax Class Action Lawsuit
September 25, 2017
San Jose, CA: In the wake of an Equifax data breach that occurred in July but reported this September, attorneys at Oakland, California- based Scott Cole & Associates have filed a lawsuit seeking class action status against the credit reporting agency. This digital disaster could potentially affect up to 175 million Americans, and millions of people worldwide, including the U.K. and Canada. READ MORE
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READER COMMENTS
Samuel/Villie Lyons
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Dispute: On April 8, 2019, we wrote a letter informing agency the bank wrongly submitted data concern our Home Equity Loan purchased from Wachovia Bank which was switched to Wells Fargo Bank. We were complaining because the bank continued calling our loan a mortgage it was not a mortgage, instead was a Home Equity loan; we wanted correct in our credit files. The agent also confused our FHA Loan with another Home owner loan. All Equifax had to do was reveal this data with the bank, it was in our files.
Equifax refused to change data errors submitted by Wells Fargo to its agency.
In 2019, proof of the fact already existed in our Equifax. Experian, and Trans union Credit Bureau files, although was continued overlooked. However, we have these document in our possession.
Wells Fargo submitted to credit bureaus we took out three mortgage loans, Re-finance, Conventional, and Home Mortgage. Not true, We have signed one Home Mortgage loan and that was In 1978, with FHA that mortgage loan paid in full in 2004, We would appreciate if the credit bureaus change and document this information correctly. We purchased a Home Equity Loan, not a mortgage. We requested Equifax correct the mistake in our information in 2019, never occurred.
Second complaint, Equifax have refused to send our Credit Reports since 2019, we’ve submitted three letters since then, last excuse was we changed address.
Nevertheless, the other credit bureaus have our banking information with the new address quite sure Equifax has to, we didn’t reveal updated information to these agencies.
Lately, we filed a complaint against Equifax with Consumer Financial Protection Bureau. The response from Equifax was: send identification in the mail such as, Driver licensing, utility bills, and Deed to property. Ok remember this is the agent who was previously charged with breaching citizens data.
Thirdly, Our data was breached we submitted claims no compensation. 10/23/2019
Tirfari Smith
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Wayne6372
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shawn brown
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Danie Stokes
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Ms. J.Costoso
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Ms.Jeanette
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Jeanette C
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TRINA JACQUILLARD
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frank
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Wendy Harris
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Tanja Ford
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michael zara
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CHRISANNE OLIVER
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They make their money on these services so it seems that they allow breaches and other credit reporting errors in order to promote their main product. I am sure many of those that used their service for free after a breach at Equifax continued to purchase the service thinking it would protect them in the future which it won't. Equifax counts on consumers thinking this protects them and makes millions of dollars from these useless services. Accurately reporting your credit and protecting your personal information is the least of their concerns. They should be put out of business and made to pay consumers for all the trouble they have caused and the risks they have placed on consumers financial accounts! Plus they are focused on reporting negative accounts but rarely
Bertha Benton
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Felix Baker
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