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  • Forced-Placed Insurances Leaves Homeowners Out in the Cold
    Sep-6-16 Washington, DC: There is little doubt that the act of allowing homeowner insurance to lapse on a mortgaged property is not, with little exception, done maliciously. For most, the lapse of property insurance has more to do with human error (forgetting to renew), or financial hardship (“do we pay the insurance this month, or feed the baby?”) Ther...
  • Plaintiff Files Putative Forced-Placed Insurance Class Action
    Jul-21-16 Chicago, IL: As Americans continue to bring Lender insurance lawsuits against entities that allegedly force-place insurance onto property owners at higher rates, Canadians who own property in the US continue to be warned about the potential for lenders insurance. RBC, otherwise known as the Royal Bank of Canada, continues to advise its clients ownin...
  • Multistate Forced-Placed Insurance Class Action to Go Ahead
    Aug-15-14 San Francisco, CA A broad Lender insurance class action that spans 40 different states was given the go-ahead earlier this summer by a US Magistrate. The now-certified class-action lawsuit alleges US Bank benefited from kickbacks by placing lenders insurance through American Security Insurance Co. (ASIC). Plaintiffs claim the insurance was also expensi...
  • Midfirst Bank Settles Forced-Placed Class Action for $2.7 Million
    May-23-14 New York, NY Yet another Force-placed insurance lawsuit accusing a major bank of forcing unnecessary flood insurance onto the backs of homeowners at inflated rates and profiting from the forced placement has settled for $2.7 million. The lender insurance class-action lawsuit, which involved Midfirst Bank in a consolidated action that also had Citigr...
  • New York Urges National Adoption of Force-Placed Insurance Reforms
    Aug-12-13 Albany, NY Lost somehow in the shadow of much larger settlements with Assurant Inc. ($14 million) and Wells Fargo Bank ($19.5 million) is a $10 million penalty against QBE Insurance Group Ltd. (QBE) following an investigation by New York’s Department of Financial Services into allegations of price gouging and kickbacks related to the provision of len...
  • Assurant Inc. Faces $14 Million in Penalties Over Forced-Place Insurance
    May-4-13 New York, NY It’s not clear if mortgage holders requiring homeowners insurance to protect their collateral are actually happy when a struggling homeowner feels the need to drop their insurance. You wonder. Because in such an instance, homeowners can be forced to accept insurance, known as Force-Place Insurance , at rates much higher than is the no...
  • Investigation Underway into Mortgage Insurance Practices
    Aug-21-12 Newark, NJ Following concerns regarding certain force-placed insurance companies and their practices comes news that a mortgage insurance investigation has been undertaken by the Consumer Financial Protection Bureau. Though force-placed insurance differs from mortgage insurance, force-placed insurance lawsuits have also been filed against some banks an...
  • Home Warranty Insurance Claim Denied Lawsuit
    Lawsuits have been filed against various home warranty companies alleging the companies practice bad faith insurance . Specifically, customers allege in these home warranty lawsuits that home warranty providers—that is, third party administrators (TPA) that offer extended warranties —illegally deny claims, a situation similar to having an...
  • Homeowners and Regulators Take Action against Force-Placed Insurance Companies
    Apr-26-14 Miami, FL Following increased media coverage regarding force-placed insurance and recent force-placed insurance lawsuits and settlements, regulators in Florida have taken action to protect homeowners in the state from allegedly predatory practices. Two companies that offer force-placed insurance, also called lender-placed insurance, will have to comply...
  • Wells Fargo to Pay $19 Million in Force-Placed Insurance Lawsuit
    May-25-13 Miami, FL In yet another settlement involving a force-placed insurance lawsuit , a major financial firm has agreed to pay $19 million to settle allegations about its force-placed insurance practices. The force-placed insurance class action was filed against Wells Fargo in 2011, on behalf of Florida homeowners. According to South Florida Business Jou...
  • GMAC Mortgage Faces Class Action over Alleged Forced Placed Insurance Kick Backs
    New York, NY: A class action lawsuit has been filed in the United States District Court for the Southern District of New York against GMAC Mortgage, LLC and Balboa Insurance Company in connection with an allegedly unlawful kickback scheme involving force-placed insurance. The case is brought on behalf of a putative class consisting of all residen...
  • hurricane damage insurance claim denial
    Unfair Claim Denial and other issues related to Hurricane Katrina Property Insurance Damage Claims In light of the incredible disaster and tragedy suffered by the recent victims of Hurricane Katrina in Louisiana, Mississippi, Alabama and Florida, billions of dollars in homeowner and other property insurance claims, including automobiles, bo...
  • Hospital Overcharging Lawsuit News & Legal Information
    Both insured and uninsured hospital patients allege they are charged excessive health care costs because of hospital overcharging practices. From surgery costs, to administrative fees, to equipment charges, hospitals and clinics routinely overcharge their patients for services. Insured patients with big deductibles face rising insurance premiums and out...
  • Consumers Hit with Massive Universal Life Premiums Join Class Action
    Sep-25-16 Los Angeles, CA: Rip off is a harsh term, although one plaintiffs embroiled in Life Insurance Rip Off lawsuits use with complete comfort. At the very least, consumers holding universal life insurance policies currently facing massive rate increases are stuck with a classic catch 22 situation, in that policyholders annoyed with rising premiums, or unabl...
  • California Insurance Lawsuits
    Nov-12-12 Los Angeles, CA Individuals who have had their insurance claim denied should consider contacting an insurance lawyer to help them either file a lawsuit or file an appeal against the insurance company. Whether a lawsuit or appeal is filed, insurance claim help from an attorney can make the process smoother for the claimant, and may make a huge differenc...
  • California City Lawsuit Alleges Bad Faith Insurance
    Jan-9-13 Tulare, CA The City of Tulare has launched a bad faith insurance lawsuit against a Canadian-based insurance company over its refusal to cover medical bills for the deceased daughter of one if its city employees. The lawsuit is the city's response not only to the alleged bad faith insurance issue, but also to a lawsuit filed against the City of Tulare b...
  • Bad Faith Insurance Companies and Consumer Recourse
    Feb-22-06 What recourse is there for the claimant (also referred to as victim) against Insurance Companies acting in Bad Faith? As told by Paul Cohen, Director of Communications, FBIC, (Fight Bad Faith Insurance Companies) at www.badfaithinsurance.org About FBIC:[ badfaithinsurance.org ] The idea of our website is simple - we want to show consumers that...
  • Cigna Long-term Disability Lawsuit Information & Legal News
    Cigna faces allegations from policyholders that it unreasonably delays or denies payment of long-term disability insurance claims. Policyholders allege they pay into their long-term disability policy in good faith but have their claims denied for illegitimate reasons, putting them in a financially vulnerable situation. When insurance companies such as...
  • Bad Faith Insurance: Computers Do the Dirty Work
    May-9-09 Seattle, WA He is one of the current faces of bad faith insurance —a good guy now, given that he's no longer giving folks a hard time over their bad faith insurance claims. And Richard Dietz would certainly be a handy aid for any bad faith insurance attorney looking for an ally in the often-murky world of insurance. Dietz is a former claims supervis...
  • Forced-Placed Insurance Class Action Targets Three Defendants in New Jersey
    Jun-24-16 Newark, NJ: The Lender insurance lawsuits just keep on a-comin’ as homeowners fight back against alleged profiteering on the part of insurance providers and mortgage companies at the expense of the homeowner. The latest Force-placed insurance lawsuit has been filed as a class action in US District Court for the District of New Jersey. Plaintif...
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