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  • Force Placed Insurance is a Forced Relationship of the Worst Kind
    Oct-11-16 Los Angeles, CA: Anyone having trouble believing that their insurance company, or bank could collude in such woeful, self-interested activity as Lender insurance need only look to the alleged activities of State Farm, and Wells Fargo as an indication of behavior unbecoming to their clients, customers and American values. Last month, State Farm polic...
  • One Homeowner’s Forced-Placed Insurance Tale of Woe
    Mar-7-16 Turners Falls, MA: The potential limitations of Force-Place Insurance and the added cost is reflected in the sad story of one homeowner from Turners Falls who experienced a fire in her home. Lender Insurance , as it has been widely reported, tends to be more expensive and offers less coverage than more traditional insurance products. According to Th...
  • Force-Placed Insurance Class Action Alleges Violations of Truth in Lending Act
    Jan-5-16 Orlando, FL: A couple from Florida are not at all happy with their residential loan servicing company and the insurance company their Force-Placed Insurance Bank teamed up with to ram what they view as unnecessary and excessive insurance coverage down their collective throats. To that end, John C. Sekula and his wife, Jacqueline, have filed a class-act...
  • Legal Rights and Recourse for Motorcycle Accident Victims
    Jun-11-24 Santa Clara, CA Owning and riding a motorcycle can be a thrilling experience, but it unfortunately comes with some dangers. Motorcyclists are often difficult to see on roadways, which raises their potential for being involved in accidents. Furthermore, motorcycles leave their passengers more exposed to the elements (even while wearing protective gear),...
  • $3.45 Million Bad Faith Verdict Affirmed Against Indiana Insurance Co.
    Feb-26-15 The Kentucky Court of Appeals affirmed a verdict against The Indiana Insurance Company for acting in bad faith during a drawn-out claims negotiation with the insured. James Demetre was a customer of Indiana Insurance since 2006. He insured multiple properties including his vehicle with Indiana for a total bundled policy of $2.5 million in liability cov...
  • Forced-Placed Insurance Lawsuits Close to Settling
    Jan-9-15 New York, NY Two major players in the mortgage and insurance business are close to settling a putative Force-placed insurance lawsuit , after documents related to the class action and details of an ongoing settlement were filed with the courts this week. There are actually two Forced-Placed Insurance Lawsuits at play - one in New York and another bas...
  • Feds Hoping to Recover Hundreds of Millions in Forced Place Insurance Overpayments
    Oct-7-14 Washington, DC The Federal Housing Finance Agency (FHFA) is considering a Force-placed insurance lawsuit against major banks and lenders alleged to have participated in kickback schemes since the housing bust of 2008, in an effort to recover what has been described as hundreds of millions of dollars in losses. There is little doubt that insurance is...
  • AIG Escapes Defense Bill in Force-Placed Insurance Litigation
    Sep-20-14 New York, NY It may be a legal drop in the bucket, but a New York judge has ruled in QBE Americas Inc. et al. v. Ace American Insurance Co. et al., that American International Group Inc. (AIG) escapes from having to pay defense costs for individual and proposed Force-Placed insurance class action lawsuits against QBE Holdings Inc. as the AIG policy l...
  • More Settlements Announced in Force-Placed Insurance Lawsuits
    Jun-13-14 Miami, FL The recent months have brought news of even more settlements in force-placed insurance lawsuits . In the past few months, various banks and financial firms have announced that they settled lawsuits involving lender insurance. Lawsuits filed against the banks and insurance companies alleged they were involved in an illegal kickback scheme to pl...
  • Pennsylvania Couple Had Their Fill of Force-Placed Insurance
    Jan-4-14 Wilkes-Barre, PA When a prominent bank forced its ill-timed and allegedly inappropriate influence on a Pennsylvania couple, costing them extra lenders insurance premiums that the bank refused to refund, the affected residents promptly filed a Force-placed insurance lawsuit . According to Business Wire (11/14/13), the plaintiffs secured a home equit...
  • Burned-Out Widow Takes On Insurer in Force-Place Insurance Showdown
    Dec-2-13 Atlanta, GA It was bad enough that the Alabama widow lost her home to a fire. However, things went from bad to worse after HSBC Finance Corp. and Assurant Inc. are alleged to have zoomed in with a Force-Place Insurance policy on what remained of her burned-out home. The woman filed a Force-placed insurance lawsuit, in an attempt to make it right. ...
  • Force-Placed Insurance Lawsuit Settled for $300 Million
    Oct-11-13 New York, NY JPMorgan Chase & Co and Assurant have settled a lawsuit alleging the companies were involved in unethical dealings related to force-placed insurance . The force-placed insurance lawsuit alleged the companies forced borrowers into price-inflated property insurance and that the companies were involved in kickbacks that increased the price...
  • Appealing an Insurance Claim Denial
    Dec-27-12 Los Angeles, CA If you have had an insurance claim denied because of bad faith insurance practices, regardless of how you purchased your insurance policy you may want to consider hiring an insurance lawyer to help you through the appeals process. That is because there are different rules governing insurance policies, and that rules that govern your pol...
  • Force-Placed Insurance Begat Huge Profits for Insurers: Hearings
    Jun-7-12 Albany, NY On the surface it seems reasonable: a lender, for various reasons, deems it necessary to force-place additional insurance onto a homeowner in order to protect the investment. In some cases, a policy may have lapsed. However, it appears as if the incidence of forced-placed insurance terms is growing because it's more profitable for the insura...
  • $212.5M Settlement Reached in Consumer Banking Fraud Lawsuit against First Tennessee
    Santa Clara, CA: A $212.5M settlement has been reached ending a consumer banking fraud lawsuit brought by the US Attorney General an First Tennessee Bank NA, in which the federal government alleged the bank approved loans that failed to meet the government' requirements. The lawsuit also alleged violation of the False Claims Act. According to...
  • ERISA Violations Lawsuit News & Legal Information
    The Employee Retirement Income Security Act of 1974 ( ERISA ) was designed to protect employees from private employers who might mismanage employee benefits plans. Among the items covered in ERISA laws are health benefits, pension plans, and employee stock ownership plans. In cases where ERISA protections are violated, employees can file a lawsuit to hol...
  • Legal Malpractice: Not All Lawyers Are Ethical
    Nov-25-10 Hutchinson, KS James was a long-haul trucker who drove hazardous materials, until some guy ran a stop sign and he was "crushed like a grape." James hired an attorney and filed a suit against the guy's insurance company. "They settled but he didn't have much insurance so we tried to collect the truck insurance of my employer," says James. But his attorney g...
  • Unum Provident's 'Pre-existing Condition' Policy often Bad-Faith Practice
    Feb-3-09 Washington, DC: One tactic that Unum Provident employs to deny countless Unum long term disability claims is to invoke the pre-existing conditions clause--usually defined as any health condition you already have --including an injury that happened prior to the effective date of the insurance--when you enroll in a health insurance plan or policy. Or Unum...
  • State Farm Car Insurance: California Overcharges
    Mar-12-07 Los Angeles, CA: According to consumeraffairs.com, the consensus regarding State Farm Mutual Automobile Insurance Company is that it may be a good company, just as long as you never have an accident. And you don't live in California. State Farm has been charging an inappropriate insurance surcharge to its California policy holders from 1997 to 2002...
  • Force-Placed Insurance Lawsuit Alleges Corruption
    Nov-20-15 Miami, FL: A Force-placed insurance lawsuit appears to have all the mystery and intrigue of a novel, with allegations of money laundering and other claims against Homeward Residential Holdings Inc. (Homeward) and other defendants. Those defendants include but are not limited to QBE Insurance Corporation (QBE) and WL Ross & Co., a private equity...
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