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  • Senate Committee Holds Hearing on Long Term Care Insurance
    Jun-14-09 Milwaukee, WI If you have purchased a long term care insurance policy, you have probably already considered the "what-ifs" associated with aging. You have probably already thought about the circumstances under which you might need long term care insurance benefits and have decided that the probability of needing long term care insurance is great enough t...
  • Long Term Care Insurer Fined
    Apr-19-09 Washington, DC If you are reading this article, then you or a loved one has probably had difficulty getting a long term care insurance claim approved. In fact, you may feel that your long term care insurance benefits were denied unfairly. If so, you are not alone. Some long term care insurance companies have faced lawsuits alleging that they unfairly den...
  • A Big Case of Bad Faith Insurance
    Mar-27-09 Cedar Rapids, IA With the flooding season now upon us (Fargo), and the summer hurricane season approaching, the insurance industry is bracing for its own season of payouts. But for every challenge faced by the insurance industry, homeowners face two: dealing with disaster, followed by the potential for bad faith insurance when it is time to collect what...
  • Long Term Care Insurance Consultant discusses Prompt Pay Law and more…
    Jan-7-09 Indianapolis, IN Heather Harley is a long term care health insurance consultant: It is her job to help attorneys and firms—and the public—to better understand health insurance claims and the insurance processes, including Prompt Payment laws. Harley says claims are reviewed on a case by case basis by one or multiple adjustors, depending on the s...
  • Surviving Insurance Companies After a Car Accident
    Oct-30-08 Elmhurst, IL When you are involved in a car accident, you expect that the insurance company will take proper care of you, especially if you were not at fault in the accident. However, many people report having a lot of trouble dealing with insurance companies following their auto accidents. Dellene H. says she has had nothing but trouble getting the insu...
  • California car accidents | California auto accidents | Lawyersandsettlements.com
    Auto accidents are one of the leading causes of injury and death in the United States, causing 3 million injuries and killing over 40,000 people per year. California car accidents are higher than the national average: thousands of auto accident fatalities occur each year in California for numerous reasons. California Car Accidents Nationwid...
  • Force-Placed Insurance Class-Action Settlement Approved at $140 Million
    Sep-18-15 Miami, FL A settlement deal reached in April between defendants in a Lender Insurance lawsuit and homeowners over Force-Place Insurance premiums that were allegedly inflated was formally approved by a federal judge in Florida September 14. The final bill for defendants Ocwen Financial Corp. and Assurant Inc. will be $140 million. Lenders insurance i...
  • Title Insurance Fraud
    Mar-6-07 Washington, DC: Title insurance is an industry that is not well understood, leaving many people who purchase title insurance in the position of being taken advantage of. In fact, according to a CNN/Money article, in 2005 over a dozen title insurers paid tens of millions of dollars to regulators because of seemingly deceptive industry sales practices. ...
  • Federal Judge Gives Nod to $300 Million-Plus Force-Placed Insurance Settlement
    Mar-23-14 Miami, FL A tentative $300 million Lender insurance settlement that was announced last September and given preliminary approval a month later has been granted final approval by a federal judge in Florida. The settlement not only provides some compensation for plaintiffs embroiled in the Force-Place insurance battleground, but legal experts agree the se...
  • ERISA Violations Lawsuit News & Legal Information
    The Employee Retirement Income Security Act of 1974 ( ERISA ) was designed to protect employees from private employers who might mismanage employee benefits plans. Among the items covered in ERISA laws are health benefits, pension plans, and employee stock ownership plans. In cases where ERISA protections are violated, employees can file a lawsuit to hol...
  • Consumers Concerned About Junk Insurance
    Jan-12-14 Anaheim, CA When patients undergo important medical treatment, they assume that their insurance policy will cover them. So those who undergo lifesaving treatment just to have their California insurance claim denied are usually surprised by the denial. They are also often surprised by the high fees associated with medical care, fees they thought their d...
  • Force-Placed Insurance Lawsuit Seeks Class-Action Status
    Aug-26-13 Encino, CA A force-placed insurance lawsuit filed against Bank of America seeks class-action status. The lawsuit, filed in California in 2012 by Christopher Gustafson, alleges Bank of America provided force-placed insurance from its own affiliates at a high cost to the borrower while receiving fees, payments or commissions from force-placed insurance p...
  • Cigna Settles Denied Disabilities Claims
    May-23-13 Bangor, ME Cigna has agreed to settle wrongly denied disability claims with a variety of states. The states alleged three Cigna-operated companies improperly handled insurance claims. Improperly denied insurance claims can lead to bad faith insurance lawsuits against insurance companies. Maine Insurance Superintended Eric Cioppa announced on May 22,...
  • $3M Settlement Reached in Bank of America Bad Faith Insurance Class Action Lawsuit
    Santa Clara, CA: A $3 million settlement has received preliminary judicial approval, potentially ending a bad faith insurance class action lawsuit pending against Bank of America (BofA). The lawsuit, brought in April 2013, alleges that BoFA withheld monies due on insurance claims. The suit named BofA and its predecessor, BAC Home Loans Servicing LP,...
  • Disability Insurance is not a Slam Dunk says Lawyer
    Aug-15-17 Minneapolis, MN Disabled workers sometimes get a rude awakening when the workplace disability insurance policy they thought would help them maintain their standard of living in the event of injury or illness abruptly ends. “Many people think once the disability company finds them disabled and starts paying benefits these benefits will continue un...
  • $31M Settlement Approved in BofA Force-Placed Insurance Class Actions
    Los Angeles, CA: Final approval has been granted for a $31 million settlement of seven proposed force-placed insurance class actions alleging Bank of America NA (BofA) illegally forced homeowners to buy excessive amounts of flood insurance. Approved by a federal judge in Oregon, the settlement will see BofA pay $31 million into a settlement fund...
  • Plaintiffs Get Settlement in Long Term Care Insurance Lawsuit
    May-14-09 Kansas City, MO Consumers who purchased long term care insurance are now fighting back against policies that they say are unfair and unreasonable. Some consumers are fighting back by filing long term care insurance lawsuits, alleging their insurance provider misled them or denied their claims on a questionable basis. Recently, 1 class action lawsuit, fil...
  • "AARP Took Advantage of My Mother"
    Feb-14-09 Ottawa, KS Many seniors turn to AARP insurance because they believe AARP protects their interests and fights on their behalf. However, some soon discover that the interests of AARP always come first. AARP health insurance has been in the news recently because of seemingly high member rates. Furthermore, the organization is under investigation for mislead...
  • Unum Provident's 'Pre-existing Condition' Policy often Bad-Faith Practice
    Feb-3-09 Washington, DC: One tactic that Unum Provident employs to deny countless Unum long term disability claims is to invoke the pre-existing conditions clause--usually defined as any health condition you already have --including an injury that happened prior to the effective date of the insurance--when you enroll in a health insurance plan or policy. Or Unum...
  • AARP Avoids Paying Patient's Medical Bill
    Jan-28-09 Shelby, NC Imagine having AARP insurance and being told that your medical procedures are covered, only to find out your insurance has been cancelled. That is what happened to Donna J. (not her real name), who says her AARP health insurance was supposed to cover her eye surgeries. However, when it came time to pay up, the insurance company conveniently fo...
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