Hi Stephen, Thanks for your comment. Yeah, it's easy to be lax when it comes to swim safety, but unfortunately, many swim accidents happen due to sheer stupidity… The guy who goes out boating and doesn't see the need for a life jacket…the parents who rely on inflatable arm 'swimmies' for their kids to swim… It's true that there are times when a swim facility or boat equipment manufacturer may indeed be liable for a swim accident, and yes, there are swim accident lawsuits–but in many cases, the injury is so great–death or paralysis–that a lawsuit settlement or award is really small consolation. Better to be cautious and play it safe around water. And, enroll in swim lessons with a Red Cross sponsored program–too many parents get their kids involved in swim team programs nowadays and not a Red Cross program as well–swim team is great for swimming, stroke development, endurance and competition, but it's not going to teach your kid what to do if they fall in a lake in the dead of winter with their clothes on. Or what to do if they see a friend in the water who's struggling. Or how to handle a riptide. Those are the moments when panic sets in and overcomes the best of swimmers.